4444kkkk免费电影

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湖南省人民政府办公厅关于政府性融资担保体系支持小微企业、“三农”和战略性新兴产业发展的实施意见

时间:2020-01-10  来源:湖南省人民政府  


4444kkkk免费电影xiangzhengbanfa〔2019〕64hao

geshizhou、xianshiqurenminzhengfu,shengzhengfugetingwei、gezhishujigou:

  weiguancheluoshi《guowuyuanbangongtingguanyuyouxiaofahuizhengfuxingrongzidanbaojijinzuoyongqieshizhichixiaoweiqiyehe“sannong”fazhandezhidaoyijian》(guobanfa〔2019〕6hao)he《hunanshengrenminzhengfuguanyucujinrongzidanbaoxingyejiakuaifazhandeshishiyijian》(xiangzhengfa〔2017〕7hao)jingshen,jinyibufahuizhengfuxingrongzidanbaotixizhichixiaoweiqiye、“sannong”hezhanlvexingxinxingchanye(yixiajianchengzhixiaozhinongzhixin)fazhandezuoyong,jingshengrenminzhengfutongyi,zhidingbenyijian。

  一、总体要求

  (yi)zhidaosixiang。yixijinpingxinshidaizhongguoteseshehuizhuyisixiangweizhidao,renzhenguancheluoshidangzhongyang、guowuyuanjuecebushu,shenhuajinronggongjicejiegouxinggaige,zhelijiejuewoshengzhengfuxingrongzidanbaotixijujiaozhuyebugou、danbaonenglibuqiang、yindanhezuobuchang、fengxianfendanbuchangjizhiyoudaijianquandengwenti。jianshouzhengfuxingrongzidanbaogongsizhungonggongdingwei,anzhaozhengfuyindao、zhuanyeguanli、shichangyunzuoyuanze,jujiaozhixiaozhinongzhixin,tuchubaobenweili,luoshifengxianfendanhedaichangbuchangjizhi,tishengfuwushitijingjinengli。

  (er)fazhanmubiao。yihunanshengrongzidanbaojituanyouxiangongsi(yixiajianchengshengdanbaojituan)weilongtou,chongfenfahuizaidanbao “wendingqi”he“zhutuiqi”zuoyong,jianlijianquan“4321”xinxingzhengyindanfengxianfendanjizhi,goujianfugaiquanshengdezhengfuxingrongzidanbaotixi,dao2022nian,shixianzhengfuxingrongzidanbaotixizaibaoyuedadao800yiyuanyishang,zhixiaozhinongzhixinyewuzhanbidadao80%yishang。

  二、加强政府性融资担保体系建设

  (san)jiaqiangzhengfuxingrongzidanbaogongsijianshe。zhichishengdanbaojituanzuoqiangzuoda,chongfenfahuiaaajizonghezengxinpingtaizuoyong。shengdanbaojituanyaotongguoduishijizhengfuxingrongzidanbaogongsijinxingguquantouzi,jianliquanshengjinmixingdezhengfuxingrongzidanbaotixi。shengdanbaojituanyaoqieshitishengzishenjingyingguanlishuipinghefengxiankongzhinengli,jujiaozhuyezhuze,budeweizhuiqiuwendinghuibaoerpianlizhuye,fahuihaoduiquanshengzhengfuxingrongzidanbaogongsizengxin、fenxian、guifan、yinlingzuoyong,nulichengweiquanshengzhengfuxingrongzidanbaotixidehexin、guojiafuchizhengcezhenghedepingtai、zhengyindanhezuodechuangkou。quanshengshangweishelizhengfuxingrongzidanbaogongsideshizhouyingjinkuaisheli1jiazhucezibenda3yiyuan、yizhixiaozhinongzhixinweizhuyedezhengfuxingrongzidanbaogongsi,zhengquliangnianneishixianshijizhengfuxingrongzidanbaogongsiquanfugai;jingjixiangduifada,xiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyerongzixuqiuwangshengdexianshikesheli1jiazhuceziben1yiyuan、yizhixiaozhinongzhixinweizhuyedezhengfuxingrongzidanbaogongsi。

  (si)jianchizhuyezhuze。zhengfuxingrongzidanbao、zaidanbaogongsijujiaoxiaoweiqiye、getigongshanghu、nonghu、xinxingnongyejingyingzhutidengxiaoweiqiyehe“sannong”zhuti,yijifuhetiaojiandezhanlvexingxinxingchanyeqiye,budepianlizhuyemangmukuodayewufanwei。jianchibaobenweiliyunxing,zaikechixujingyingdeqiantixia,baochijiaodifeilvshuiping。

4444kkkk免费电影  (wu)jujiaozhongdianduixiang。zhongdianzhichidanhudanbaojine500wanyuanjiyixiadexiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiye。youxianweidaikuanxinyongjiluheyouxiaodizhiyapinbuzudanchanpinyoushichang、xiangmuyouqianjing、jishuyoujingzhenglidexiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyerongzitigongdanbaofuwu。naruzaidanbaotixiderongzidanbaogongsizhixiaozhinongzhixindanbaojinezhanquanbudanbaojinedebilibudiyu80%,qizhongdanhudanbaojine500wanyuanjiyixiadezhanbibudiyu50%。

  三、加快推进“4321”新型政银担合作机制

4444kkkk免费电影  (liu)goujian“4321”xinxingzhengyindanfengxianfendanjizhi。anzhaozhengfufuchi、liyigongxiang、fengxiangongdandeyuanzegoujian“4321”xinxingzhengyindanfengxianfendanjizhi,duifuhetiaojianderongzidanbaoyewudaichangfengxian,yuanzeshangyoushengjijiyishangcaizhenghezaidanbaojigou、rongzidanbaogongsi、yinxing、shizhouhexianshirenminzhengfufenbieanzhao40%(qizhong:guojiarongzidanbaojijinchengdan20%、shengcaizhengchengdan10%、zaidanbaojigouchengdan10%)、30%、20%、10%debilijinxingfengxianfendan。

  (qi)tuijin“4321”xinxingzhengyindanfengxianfendanjizhiluodi。shengdanbaojituanyuyinxingjianli“zongduizong”deyindanhezuojizhi,qieshiluoshifengxianfendanzeren,jijiweifuhetiaojianderongzidanbaoyewutigongzaidanbao,bingyangeanxieyibilichengdandaichangfengxian,chongfenfahuizengxin、fenxianzuoyong。yinxingyejinrongjigouyaozhudongrongru,shenducanyuxinxingzhengyindanhezuojizhi,chengdandefengxianzerenbilibudiyu20%;duinaruzaidanbaotixiderongzidanbaogongsiyuanzeshangmianshoubaozhengjin,bingzaishouxinedu、lilvshuiping、daichangkuanxianqidengfangmiantigonggengduoyouhui;anzhaoqinmianjinzhiyuanze,luoshidaiqianshenchahedaizhongdaihouguanlizeren。renminyinxingzhangshazhongxinzhixing、hunanyinbaojianjuyaoducuyinxingyejinrongjigouluoshi“4321”fengxianfendanjizhi。gejizhengfuxingrongzidanbaogongsiyaoanzhao“xiandaichang、houfenxian”yuanze,luoshidaichanghefenxianzeren。shizhouhexianshirenminzhengfuyangezhixingfengxiandaichangbuchangzhuanxiangzijintiquzhidu,narubenjicaizhengnianduyusuan,yangelvxing10%defenxianzeren,zaifengxiankekongqiantixiajianhuafengxiandaichangzhuanxiangzijinshiyongliucheng。

4444kkkk免费电影  (ba)guifanyewumoshi。shengdanbaojituanyaokexuezhidingzaidanbaodehezuomoshi,jiaqiangduizaidanbaotixineirongzidanbaogongsideyewuzhidaohefengxianfangkong,duizaidanbaoyewucaiquchuantoushiguanli;zhidingzhuichangjishoujiaoxiangmuzhuichanghuikuandengshixiangdeguanlibanfa,ducuyuandanbaogongsijishizhuichangbingshangjiaozhuichanghuikuan。daichangyewudezhuichangsuode,kouchususongdengshixianzhaiquandefeiyonghou,yinganzhaodaichangfendanbilijishifanhaigefang。

  四、降低融资成本

  (jiu)qianghuajiangfeirangli。gejizhengfuxingrongzidanbaogongsiduizhixiaozhinongzhixinyewu,danhudanbaojine500wanyuanjiyixiashouqudedanbaofeilvyuanzeshangbugaoyu1%,duidanhudanbaojine500wanyuanyishangshouqudedanbaofeilvyuanzeshangbugaoyu1.5%。shengdanbaojituanzaibaobenweilihekechixujingyingqiantixia,jiangdizaidanbaofeilv,tongguozhidingchayihuadezaidanbaofeilvdingjiabiaozhun,duidanhudanbaojine500wanyuanjiyixiadezaidanbaoyewu,zaidanbaofeilvbuchaoguo0.2%;duidanhudanbaojine500wanyuanyishangdezaidanbaoyewu,zaidanbaofeilvbuchaoguo0.3%。

4444kkkk免费电影  (shi)guifanshoufeixingwei。guifanyinxingyejinrongjigouherongzidanbao、zaidanbaogongsideshoufeixingwei,duixiaoweiqiye、“sannong”hezhanlvexingxinxingchanyeqiye,chudaikuanlixihedanbaofeiwai,budeyibaozhengjin、chengnuofei、zixunfei、guwenfei、zhucefei、ziliaofeidengmingyishouqubuhelifeiyong,bimianjiazhongqiyefudan。

  五、提升服务能力

  (shiyi)tigaofuwushuiping。shengdanbaojituantongguoguanli、rencaihejishushuchudengfangshijiaqiangduishizhouhexianshizhengfuxingrongzidanbaogongsideyewupeixunhejishuzhichi,ducuzaidanbaotixineiderongzidanbaogongsiwanshangexiangguanlizhidu,youxiaokongzhifengxian;dalikaizhanbiaozhunhuayewu,tuixingtongyideyewubiaozhunheguanliyaoqiu,cujinyewuhezuoheziyuangongxiang。shixianliangjirongzidanbaogongsiyaozhudongqianghuayushengdanbaojituandeduibiao,tigaoyewuduijiexiaolv,zuoshiziben、zuojingyewu、yankongfengxian,buduantishengguifanyunzuoshuiping。zhengfuxingrongzidanbaogongsiyaozhenduixiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyedexinyongzhuangkuanghegexinghuarongzixuqiu,tigongrongziguihua、daikuanshenqing、danbaoshouxudengfangmiandezhuanyefudao,bingjiaqiangjingyanzongjieheanlixuanchuan,buduanzengqiangrongzifuwunengli,tigaoxiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyerongzibianlidu,jiakuaiwanshanxinyongpingjiahefengxianfangkongtixi,zhubujianshao、quxiaofandanbaoyaoqiu,jianhuashenheshouxu,tigongxubaobianli,jiangdirongzimenjian。

4444kkkk免费电影  (shier)fangzhifengxianzhuanjia。zhengfuxingrongzidanbaogongsiyaoyangeshenheyouyinxingdaikuanjiludexiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyededanbaoshenqing,fangzhiyinxingyejinrongjigoujiangyingyouzishenchengdandedaikuanfengxianzhuanyourongzidanbao、zaidanbaojigouchengdan,bimianzhanyongyouxiandedanbaoziyuan、zengjiazongherongzichengben。

  六、加大政策支持力度

  (shisan)jianlikechixudezibenjinzengjiajizhi。gejirenminzhengfuyaogenjuxianeizhengfuxingrongzidanbaogongsiyewufazhanshijiqingkuang,zhidingkexuehelidezibenjinzengjiajizhi,quebaoqikechixufazhan。tansuojianlizhengfu、jinrongjigou、qiye、shehuituantihegerenguangfancanyu,chuziruguyuwuchangjuanzixiangjiehededuoyuanhuazijinbuchongjizhi。guliyinxingyejinrongjigougenjurongzidanbao、zaidanbaogongsizhixiaozhinongzhixinyewutuozhanhefangdabeishudengqingkuang,shishixiangfuhetiaojiandegongsizhuzi、juanzi。guligeleizhutiduizhengfuxingrongzidanbaojigoujinxingjuanzeng。

4444kkkk免费电影  (shisi)shelidaichangbuchangzhuanxiangzijin。sheng、shizhouhexianshirenminzhengfu,fenbieanzhaoxianeirongzidanbaogongsishangnianmozaibaoyuede0.5%anpaidaichangbuchangzhuanxiangzijin,shixingchaetiqu,bingwanshandaichangbuchangzhuanxiangzijinguanlizhidu。

  (shiwu)jianlidanbaofeibutiejiyewujianglijizhi。shizhouhexianshirenminzhengfuyaojianlizhengfuxingrongzidanbaogongsibaofeibutiejizhi,danhudanbaojine500wanyuanjiyixia、danbaofeilvbuchaoguo1%dexinzengzhixiaozhinongzhixinrongzidanbaoyewu,youfuwuduixiangsuozaishizhouhuoxianshicaizhengbumenanzhao0.5%debiaozhunjiyudanbaofeibutie。guliyoutiaojiandeshizhouhexianshishidangtigaobaofeibutiebili。jijizhengquzhongyangcaizhengduikuodashitijingjilingyuxiaoweiqiyerongzidanbaoyewuguimo、jiangdixiaoweiqiyerongzidanbaofeilvdejiangbuzijin,duikuodazhixiaozhinongzhixinrongzidanbaoyewuguimojishoucirongzidanbaoyewu、jiangdirongzidanbaochengbenchengxiaomingxianderongzidanbaogongsiyuyijiangli。

  (shiliu)yingzaolianghaodefazhanhuanjing。gejirenminzhengfuyaojijituijinshehuixinyongtixijianshe,qianghuashouxinjiliheshixinchengjie,yanlidajitaofeizhaixingwei,weixiaoweiqiye、“sannong”zhutihezhanlvexingxinxingchanyeqiyerongzi,yingzaolianghaoxinyonghuanjing;yaoweihuzhengfuxingrongzidanbao、zaidanbaogongsidedulishichangzhutidiwei,budeganyuqirichangjingyingjuece;wanshanfengxianyujingheyingjichuzhijizhi,qieshijiaqiangquyufengxianfangkong。gejicaizhengbumenduizhengfuchuzizujianderongzidanbaogongsilvxingchuzirenzhize,ducurongzidanbaogongsijianlixiandaiqiyezhidu、wanshanfarenzhilijiegou、jiaqiangfengxianguanli,tigaoshichanghuayunzuoheguifanguanlishuiping,tishengfuwunengli。shuiwubumenyaoluoshiguojiazhichizhongxiaoqiyerongzidanbaogongsifazhandezhunbeijinshuiqiankouchuheshuishoujianmianyouhuidengzhengce,jinyibuyouhuashuishoujianmianbanliliucheng。gongan、sifabumenyaozhichizuohaorongzidanbaogongsizhaiquanbaohuhezhuichanggongzuo,quebaorongzidanbaogongsidehefaquanyi。ziranziyuan、zhufangchengxiangjianshe、gongan、jiaotongyunshu、shichangjianguan、keji、nongyenongcundengbumenyaoanjinrongjigoudexiangguanzhengcebanlifangchan、tudi、cheliang、chuanbo、shebeiyijiqitadongchan、guquan、zhishichanquandengdiyawudengjihechuzhidengji,binganzhaoguojiaxiangguanguidingduibanliguochengzhongdexiangguanfeiyongshixingjianmian。renminyinxingyaojijituidongfuhetiaojianderongzidanbaogongsijierujinrongxinyongxinxijichushujuku。rongzidanbao、zaidanbaogongsidedaichangsunshihexiao,canzhaocaizhengbu《guanyuyinfajinrongqiyedaizhanghexiaoguanlibanfa(2017nianban)》(caijin〔2017〕90hao)youguanguidingzhixing。

  七、优化监管考核机制

4444kkkk免费电影  (shiqi)shishichayihuajianguan。jinrongguanlibumenyaoduiyinxingyejinrongjigouherongzidanbao、zaidanbaogongsidezhixiaozhinongzhixinyewushishichayihuajianguan,yindaoqijiadazhixiaozhinongzhixinxindaigongji。yinxingyejinrongjigouyaoduizhixiaozhinongzhixinyewushixingneibuzijinzhuanyiyouhuidingjia,lilvfangmianjiyuyidingyouhui。jiaqiangduizhixiaozhinongzhixinyewudaikuanlilvhedanbaofeilvdegenzongjiance,duidaikuanlilvhedanbaofeilvbaochijiaodishuipinghuojiangfujiaodadegongsijiyukaohejiafen,gulijinyibujiangfeirangli。duizhengfuxingrongzidanbao、zaidanbaogongsitigongdanbaodedaikuan,jieheyinxingyejinrongjigoushijichengdandefengxianzerenbili,heliquedingdaikuanfengxianquanzhong。shidangtigaoduidanbaodaichangsunshidejianguanrongrendu,wanshanzhixiaozhinongzhixindanbaodaikuanjianguanzhengce。

4444kkkk免费电影  (shiba)jianquanneibukaohejilijizhi。jianlihewanshanzhengfuxingrongzidanbaogongsikaohepingjiajizhi。quxiaohuojiangdiduizhengfuxingrongzidanbaogongsideyingliyaoqiu,zhuyaokaoherongzidanbaoyewuguimo、fangdabeishu、zhixiaozhinongzhixinyewuzaibaoyuezhanbi、hushu、danbaosunshilvdengzhibiao。jianlizhengfuxingrongzidanbaogongsixinchou、jixiaokaohehejinzhimianzejizhi,duiyianfalvfaguijixiangguanzhiduzhengquelvxingdanbao、zaidanbaoshenhezhizedexiangguanrenyuanshixingjinzhimianze,chongfendiaodongzhengfuxingrongzidanbaogongsiguanlicengjijixing,tigaogeshizhouhexianshirongzidanbaogongsiyewutuozhannengli。

4444kkkk免费电影  (shijiu)wanshanjixiaopingjiatixi。shengcaizhengtingyaohuitongyouguanbumenyanjiuzhidingduizhengfuxingrongzidanbao、zaidanbaogongsidejixiaokaohebanfa,helishiyongwaibuxinyongpingji,wanshanjiandukaohejizhi,anzhao“huaqianbiwenxiao,wuxiaobiwenze”deyuanze,kaizhanjixiaopingjiagongzuo,luoshikaohejieguoyuzijinbuchong、fengxianbuchang、xinchoudaiyudengzhijieguagoudejiliyueshujizhi,jifaqikaizhanzhixiaozhinongzhixindanbaoyewudeneishengdongli。yaodingqiduiyinxingyejinrongjigouluoshi “4321”xinxingzhengyindanfengxianfendanjizhiqingkuangjinxingpinggu,zhongdianguanzhuhezuoyewudeshuliangheguimo、daichanglv、daikuanlilv、daikuanfengxianguanliyijiyouhuashenpiliuchengdengqingkuang。shengdifangjinrongjianguanjuhuitongyouguandanweiduishizhouhexianshizhengfuxingrongzidanbaogongsijiansheqingkuangjinxingdudao,zhongdashixiangjishixiangshengrenminzhengfubaogao。

4444kkkk免费电影  (ershi)youhuaxingyejianguan。zhiding《hunansheng〈rongzidanbaogongsijianduguanlitiaoli〉shishixize》,jishixianliangjijianguanbumenfuquan,quebaojianguangongzuokexuegaoxiao。zhiding《hunanshengrongzidanbaogongsifenleipingjiguanlibanfa》,duirongzidanbaogongsishishifenleijianguan。gejirenminzhengfuanzhaoshudiguanli、shenshenjianguandeyuanze,jinyibuluoshijianguanzeren,jiadajianguanliliangpeibeihejianguanjingfeitouru,jiaqiangjicengjianguannenglijianshe。

4444kkkk免费电影  benshishiyijianzifabuzhiriqishixing。

4444kkkk免费电影  hunanshengrenminzhengfubangongting

  2019nian12yue31ri


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